Reverse Mortgages & Retirement

For many homeowners in Burlington, their home represents their largest asset. Used thoughtfully, home equity can create flexibility, reduce financial pressure, and support a more comfortable retirement.

Meeting Your Goals

I work with pre-retirees, retirees and their families to explore reverse mortgages and other equity-based solutions in a clear, respectful, and pressure-free way.

The goal is always to protect your independence while aligning with your long-term plans, and your family’s peace of mind.

My Mortgage Services

  • Reverse mortgage education and planning (in person if required)
  • Reducing or eliminating monthly mortgage payments heading into retirement
  • Supplementing retirement income using home equity
  • Coordinating mortgage decisions with broader retirement goals, including the use of HELOCs, the Manulife One all-in-one  mortgage and reverse mortgages
  • Access my trusted team: financial planners, real estate professionals specializing in seniors, downsizing and decluttering companies, landscape companies, home care companies and many more

Discover financing for your future.

Unlock Home Equity

With a reverse mortgage you can access up to 55% of the equity in your home, tax free, without sacrificing ownership. Discover the financial freedom your home equity can offer.

Save on Monthly Payments

Never make another mortgage payment. With a reverse mortgage, you maintain ownership or your house, while no longer paying down the debt. Save your money for the things you really care about.

Take on New Adventures

A reverse mortgage gives you access to your home equity in cash, tax free, with no restrictions. Buy a vacation property, travel the world, or receive it in monthly payments to support the lifestyle you deserve. If you can dream it, you can do it.

Build a Living Legacy

A reverse mortgage is a fantastic way to pass down a living inheritance. Help the next generation with the downpayment on their first home, assist with tuition, or splurge on quality family time.

★ ★ ★ ★ ★

"Nicole Reynolds is an exceptional professional in her field. Nicole attentively listens to her clients' needs.

She goes above and beyond what is required to ensure she delivers the best results for her clients. Nicole is knowledgable, resourceful, easy to talk with and delivers on her promises.

I highly recommend her services as she is fully committed to her clients."

Renata Kiss
Client since 2023

Mortgage Questions? I can help.

What is a reverse mortgage?

Do I still own my home after a reverse mortgage?

What is the difference between Reverse Mortgage and Home Equity LOC?

Who can get a reverse mortgage?

What can I do with a reverse mortgage?

Retire With Freedom

I provide clear, strategic mortgage advice for buyers, homeowners, retirees, and investors across Burlington, Oakville, and the GTA.