Life comes with unexpected twists and turns, but I can help you navigate them. Whether you are aiming to lower your monthly mortgage payments, consolidate debt, or seize an exciting investment opportunity, I’m here to help.
Together, we can explore the best options for your situation. I bring my expertise and personalized guidance to help you confidently take control of your finances and achieve your goals.
Wanting to lower your mortgage payments? Refinancing can help you lower payments, renegotiate your terms, and find a mortgage plan that works for you.
Turn your debt into something you can manage. I’m on your side, finding the best debt tools for your individual situation and goals. With my expert strategy, and access to lenders, let’s build our way to an exciting financial future.
Your home equity could be the key tool in your path to financial freedom. A short-term loan can give you the cash you need to pay off higher interest debts like credit cards, and smooth the path to debt freedom.
I don’t work for the lenders, I work for you. Let’s build the financial future you deserve. As an expert in real estate lending, I take pride in finding the tools and products you need, at the best possible rates.
"Nicole has been a great help for me in getting refinancing support - when i worked with her in early June 2022 she was attentive, very engaged and highly communicative - we were pressed for time and needed someone to help in a pinch and she did not let us down - constantly following up and staying on top of the situation"
Mortgage Transfers can be a game changer! If you’re mid-term and facing a variable rate or a higher locked-in rate, or seeking to consolidate your Home Equity Line of Credit and mortgage into one, you may be eligible to transfer to a new lender under a collateral transfer program. This can result in a better rate with penalties and fees partially covered.
If you are struggling to make mortgage payments or feeling pinched for cash, reach out to me today (link) for personalized assistance. We’ll work together to understand your challenges and find and expedite solutions tailored to your needs. Whether short-term or long-term, your financial well-being is my priority, and I'm here to support you every step of the way.
If you still have a great rate on your mortgage, I don't recommend refinancing. But, if you're struggling with credit card and loan debt, a short-term loan may be right for you. Short-term loans–often leveraging your home's equity–can provide immediate relief by allowing you to cut down high-interest debt or take care of urgent expenses.
I have access to an exclusive network of short-term loan providers offering competitive rates. Book a call today to find the best solution for your financial needs!
To improve your debt serviceability, consider these steps:
Remember, lenders assess your debt servicing ratios and credit score when evaluating mortgage applications. Improving these factors can lead to better interest rates. If you have questions or need assistance, book a call today.
Leveraging your home equity can empower you to save money and take control of your financial future! There is no point in continuing to pay down your mortgage when you have other uses for your home equity. Consider maximizing the potential of your home equity by putting it towards other financial needs:
You have more home equity than you think!